FREQUENTLY ASKED QUESTIONS.
Rx relief offers a comprehensive Medical Plan that meets the Affordable Care Act coverage requirements. Voluntary benefits plans such as a Dental Plan, Vision Plan, Life Insurance Plan, Hospital Plan, Short Term Disability, and Medical Indemnity are also available.
No, you must enroll within 60 days of your first work day. However, the enrollment site will not be available to you until approximately two-three weeks after your first work day. Your insurance will be effective on the first of the month following a 60 day waiting period. You may also enroll during Open Enrollment if you have met the 60 day waiting period. You may also enroll within 30 days of a Qualifying Life Event (QLE).
Open Enrollment is a period when an employee who has met the 60 day waiting period can enroll in health plans or make changes to his/her insurance coverage with no restrictions. Open enrollment is held in the last quarter of each year, typically November through December.
A Qualifying Life Event is defined as a change in your status due to one of the following: 1) marriage or divorce, 2) birth or adoption of a child or children, 3) loss of insurance coverage involuntarily, 4) death of an immediate family member, 5) Medicare entitlement, 6) employer bankruptcy, 7) loss of dependent status, or 8) loss of prior coverage.
Yes, proof must be provided within 30 days of the event.
Not necessarily. If you go off assignment we will send you a letter requesting you pay the premium to maintain your health coverage, otherwise you will be offered COBRA coverage.
The Consolidated Omnibus Budget Reconciliation Act (COBRA) allows Field Associates who lose their health benefits the right to continue their coverage that would otherwise be terminated upon job loss.
If you had been qualified for an employer contribution, once enrolled through COBRA, there would no longer be an employer contribution and you would be responsible for the total premium. Additionally, there is approximately a 2% administrative fee added to the premium.
Depending on the state you live in and your circumstances, COBRA may extend from 18 to 36 months.
As a result of the new health care reform law, this notice provides you with information on how you can purchase health insurance through the Health Insurance Marketplace. Go to healthcare.gov to examine your health insurance options available outside of Rx relief.